Internet-based application automation virtually eliminates paper, faxes, copy costs and postage charges in the processing of your application. Today, we are taking a bold step toward faster, easier, less expensive and smarter ways of helping you do business with us. Our Internet application process is estimated to save our customers over 40% in costs and up to 70% in faster decision time.

1. Select your Application Type: Choose the credit application which best suits your type of business.

2. Register and fill out the Application: Register by creating your own personal/business VAULT key with a username and password. Your VAULT Key is the access to all your application and business information. Your VAULT is secure...only you and those you approve have access to it, 24 hours a day, 7 days a week. You can store business plans, historic financial data, tax returns and other information in your VAULT.

3. Submit your Application: Reveiw all your application information, agree to any terms, and press submit. The system will automatically notify the appropriate credit manager of your pending application.

4. We process your Application: Your application is processed quickly and efficiently in order to provide a quick turnaround of your request. The process may include checking your credit and references, preparing documents for you to review, and corresponding with you to ask additional questions. You may view the current status of your pending application at any time within your VAULT. All documents will also be available from your VAULT.

5. Approval: Once your application has been processed and approved, we notify you and include any necessary documents in your VAULT for your review and approval. Thank you for your business. We look forward to working with you!